FinFusion

Risk Management

Risk Management Platform

Implement comprehensive risk management and fraud prevention with our advanced risk management platform. Protect your business with real-time monitoring, AI-powered detection, and customizable risk rules.

Our risk management system processes over 100 data points per transaction in real-time to provide accurate risk assessments.

Key Features

Real-time Fraud Detection

AI-powered fraud detection system that analyzes transactions in real-time

Capabilities:
  • Machine learning models
  • Pattern recognition
  • Anomaly detection
  • Velocity checks
  • IP intelligence

Transaction Monitoring

Continuous monitoring of all transactions for suspicious activities

Capabilities:
  • Real-time alerts
  • Custom rule engine
  • Behavioral analytics
  • Transaction linking
  • Risk scoring

Risk Scoring

Advanced risk scoring system using multiple data points

Capabilities:
  • Dynamic scoring
  • Custom risk models
  • Industry benchmarks
  • Historical analysis
  • Risk level categorization

Behavioral Analysis

Analysis of user behavior patterns to detect anomalies

Capabilities:
  • Device fingerprinting
  • Session analysis
  • Navigation patterns
  • Typing patterns
  • Location tracking

Risk Assessment API

Basic Risk Assessment

// Perform basic risk assessment
const riskScore = await finfusion.risk.assess({
  transactionId: 'tx_123',
  amount: 1000,
  currency: 'USD',
  customerIp: '192.168.1.1',
  deviceFingerprint: 'df_abc123',
  customer: {
    id: 'cust_456',
    email: 'user@example.com',
    accountAge: 90 // days
  }
});

Advanced Risk Assessment

// Perform advanced risk assessment with custom rules
const advancedRisk = await finfusion.risk.assess({
  transactionId: 'tx_123',
  amount: 1000,
  currency: 'USD',
  customerIp: '192.168.1.1',
  deviceFingerprint: 'df_abc123',
  customer: {
    id: 'cust_456',
    email: 'user@example.com',
    accountAge: 90,
    riskLevel: 'medium',
    previousTransactions: 25
  },
  customRules: [
    {
      name: 'high_value_new_account',
      condition: 'amount > 5000 && accountAge < 30',
      action: 'review'
    },
    {
      name: 'suspicious_device',
      condition: 'deviceRiskScore > 80',
      action: 'block'
    }
  ],
  webhookUrl: 'https://your-server.com/risk-webhook'
});

Real-time Monitoring

// Subscribe to real-time risk alerts
const riskMonitor = await finfusion.risk.monitor({
  filters: {
    riskLevel: ['high', 'critical'],
    transactionTypes: ['payment', 'withdrawal']
  },
  onAlert: (alert) => {
    console.log('Risk alert received:', alert);
    // Handle risk alert
  }
});

Custom Risk Rules

Rule Type Description Example
Amount Threshold Flags transactions above specified amount thresholds amount > 5000 USD
Velocity Check Monitors transaction frequency within time windows transactions > 10 per hour
Geographic Risk Evaluates transactions based on location risk levels country in high_risk_countries
Device Intelligence Analyzes device characteristics and history device_risk_score > 80

Risk Response Actions

Allow

Transaction passes risk checks

Review

Manual review required

Block

High-risk transaction blocked

Best Practices

  • Rule Configuration: Start with conservative rules and adjust based on data
  • Monitoring: Regularly review and update risk rules based on patterns
  • False Positives: Balance security with user experience
  • Data Collection: Collect comprehensive transaction data for better analysis
  • Response Time: Implement efficient handling of risk alerts
Always test risk rules in sandbox environment before deploying to production.

Need Custom Risk Models?

Our risk team can help develop custom risk models tailored to your business needs. Contact us to discuss your requirements.

Contact Risk Team →