FinFusion

KYC & Verification

KYC & Verification Platform

Implement robust Know Your Customer (KYC) verification in your application with our comprehensive verification platform. Meet regulatory requirements while providing a seamless user experience.

Our KYC platform supports verification requirements across 190+ countries and processes verifications in under 30 seconds.

Key Features

Identity Verification

Verify customer identity using multiple data points and documents

Capabilities:
  • ID document verification
  • Facial recognition
  • Liveness detection
  • Address verification
  • Age verification

Document Verification

Advanced document scanning and validation

Capabilities:
  • OCR processing
  • Document authenticity
  • Forgery detection
  • Multi-document support
  • Global document coverage

Biometric Verification

Secure biometric authentication methods

Capabilities:
  • Facial matching
  • Fingerprint verification
  • Voice recognition
  • Liveness checks
  • Anti-spoofing measures

AML Screening

Comprehensive anti-money laundering checks

Capabilities:
  • PEP screening
  • Sanctions lists
  • Adverse media
  • Ongoing monitoring
  • Risk scoring

Implementation Guide

Basic Identity Verification

// Create a basic identity verification
const verification = await finfusion.kyc.create({
  type: 'individual',
  workflow: 'basic',
  document: {
    type: 'passport',
    number: 'ABC123456',
    country: 'US',
    expiryDate: '2025-12-31'
  },
  individual: {
    firstName: 'John',
    lastName: 'Doe',
    dateOfBirth: '1990-01-01',
    nationality: 'US',
    address: {
      street: '123 Main St',
      city: 'New York',
      state: 'NY',
      postalCode: '10001',
      country: 'US'
    }
  }
});

Advanced Verification with Biometrics

// Create an advanced verification with biometrics
const advancedVerification = await finfusion.kyc.create({
  type: 'individual',
  workflow: 'enhanced',
  document: {
    type: 'passport',
    number: 'ABC123456',
    country: 'US',
    expiryDate: '2025-12-31'
  },
  individual: {
    firstName: 'John',
    lastName: 'Doe',
    dateOfBirth: '1990-01-01',
    nationality: 'US',
    address: {
      street: '123 Main St',
      city: 'New York',
      state: 'NY',
      postalCode: '10001',
      country: 'US'
    }
  },
  biometric: {
    selfie: true,
    livenessCheck: true,
    facialMatching: true
  },
  amlScreening: {
    checkTypes: ['pep', 'sanctions', 'adverse_media'],
    ongoing: true
  },
  webhookUrl: 'https://your-server.com/kyc-webhook'
});

Business Verification

// Create a business verification
const businessVerification = await finfusion.kyc.create({
  type: 'business',
  workflow: 'standard',
  business: {
    name: 'Acme Inc',
    registrationNumber: '12345678',
    country: 'US',
    type: 'corporation',
    address: {
      street: '456 Business Ave',
      city: 'New York',
      state: 'NY',
      postalCode: '10001',
      country: 'US'
    }
  },
  documents: [
    {
      type: 'registration_certificate',
      number: 'REG123456'
    },
    {
      type: 'tax_id',
      number: 'TAX987654'
    }
  ],
  representatives: [
    {
      role: 'director',
      firstName: 'Jane',
      lastName: 'Smith',
      dateOfBirth: '1985-06-15',
      nationality: 'US',
      document: {
        type: 'passport',
        number: 'XYZ789012'
      }
    }
  ],
  amlScreening: {
    checkTypes: ['company', 'directors', 'shareholders'],
    ongoing: true
  }
});

Supported Documents

Government ID

Examples:
  • Passport
  • National ID
  • Driver's License
Features:
  • MRZ scanning
  • NFC chip reading
  • UV detection

Proof of Address

Examples:
  • Utility Bill
  • Bank Statement
  • Tax Document
Features:
  • Date validation
  • Address extraction
  • Document age check

Business Documents

Examples:
  • Registration Certificate
  • Tax ID
  • Business License
Features:
  • Company verification
  • Director validation
  • Business status

Verification Workflows

Workflow Steps Use Case
Basic ID Document → Selfie Simple account opening
Standard ID Document → Selfie → Proof of Address Financial services
Enhanced ID Document → Selfie → Proof of Address → Video Interview High-value accounts

Best Practices

  • Document Quality: Ensure clear, high-resolution document images
  • Data Validation: Validate user inputs before submission
  • Error Handling: Implement proper error handling and user feedback
  • Webhook Security: Secure webhook endpoints and verify signatures
  • Data Privacy: Handle PII data according to regulations
Always test verifications in sandbox environment before going live. Some features may be restricted in certain jurisdictions.

Need Custom Verification Flows?

Our compliance team can help design custom verification workflows that meet your specific regulatory requirements. Contact us to discuss your needs.

Contact Compliance Team →